Each month when your fee comes off your credit card or out of PayPal, 25 credits is simultaneously deposited into your personal CREW Account. You then get to use those credits to virtually 'purchase' resources. For example, new release routines are around 30 credits for the full routine. Older routines are around 20 credits, and the oldest routines are available for no credits at all. Music mixes are 40 credits and all marketing materials are also available for no credits.  Each month, your credits carry over if you don't use them.